Dirt Cheap California Vehicle Insurance: 4 Guaranteed Tips

1. You can reduce your California car insurance rates by taking advantage of a multi-vehicle discount. However, there are several cases where you'll make more savings by insuring each car with different insurers. Doing some shopping and then comparing with what you'll get from a multi-vehicle discount is a good way to be sure if this serves your best interest. But if you don't have plans to shop around, you can be sure that you'll still save handsomely with a multi-vehicle discount.

2. A multi-policy discount is a proven way to lower your overall insurance cost. That is, for instance, if you purchase an auto insurance policy from the same provider which covers your home owners' insurance.

However, I must stress that you might not be saving as much as you might by changing to another insurer. It's advised that you get and compare quotes. Once you do this, you'll not be be taking chances as you choose which to do since you know for sure which saves you more.

3. There's something known as "good driver discount." It is for drivers who have not made a claim for 3 years and above. Some insurance providers do NOT give this without some persuasion.

Your agent must be made to realize your displeasure with their refusal to offer you this discount and do NOT fail to point out that you may leave for a different insurance provider. Really, you should because you will certainly find a better offer somewhere else if you've kept a clean slate for this long.

However, oftentimes the threat of switching from you is enough to make them shift grounds.

4. You will save much if you only have between 25-30 minutes. Visit, receive and compare California auto insurance quotes from selected quotes sites. The cheapest offer should be what you go for easily.

But, you have to go beyond just the lowest quote to the best price to value ratio. The lowest priced may not be the best price/value for you as an individual.

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